KYC Analyst

Chicago. Posted 2 months ago

The role

You will oversee the KYC and KYB lifecycle for merchants. You will conduct reviews, manage program requirements, and develop SOPs and workflows to protect the platform from regulatory risks.

What you will do

Own KYC/KYB reviews throughout merchant onboarding
Manage Enhanced Due Diligence (EDD) reviews of KYC information
Handle post-onboarding merchant requests for product or regional expansion
Oversee ongoing KYC/KYB maintenance and periodic reviews
Drive KYC/KYB initiatives as the company expands into new regions and products
Serve as a subject matter expert for internal stakeholders
Perform compliance assessments of partner KYC/AML programs

Required qualifications

2+ years of experience in KYC/AML within fintech, payments, or banking
Subject matter expertise with different jurisdictional compliance requirements and KYC/KYB for business entities and individuals
Familiarity with fraud signals and the ability to detect these during KYC review
Develop and manage program-level processes and requirements
Strong communication skills
Comfort operating in ambiguous, fast-paced environments
Bachelor's degree in Political Science/Liberal Arts, Business, Economics or a related field

Nice to have

Experience working with KYC/KYB platforms such as Persona, Middesk, Sumsub, or similar identity and business verification tools
Familiarity with KYC/KYB and AML requirements across the US, Canada, EU, LATAM, or other international markets
Experience in payments, fintech, banking, or another highly regulated, high-growth environment
Familiarity with bank, acquirer, or payment partner compliance requirements and due diligence expectations
Experience building or improving KYC/KYB workflows, SOPs, controls, and operational processes
Background in high-growth payment companies and knowledge of banking partner requirements

Benefits

Health and wellness benefits
401(k) savings plan
Flexible time off
Equity grant

About the company

Coinflow is a payment service provider serving marketplaces, fintechs, remittance providers, gaming platforms, and ecommerce merchants worldwide. The company is headquartered in Chicago, IL.