Senior Data Analyst

The role

You will analyze operational, product, and financial data to identify trends and surface actionable insights. You will build dashboards, optimize business processes, and collaborate with cross-functional teams to support the co-branded credit card platform.

What you will do

• Analyze operational, product, and financial data to identify trends and surface actionable insights
• Build dashboards, reporting frameworks, and monitoring tools
• Partner with product managers, engineers, and risk/compliance teams
• Evaluate and optimize business processes across the customer lifecycle
• Perform deep-dive investigations into anomalies, system issues, or partner escalations
• Support forecasting, business reviews, and strategic planning
• Contribute to improving data quality, documentation, and analytical rigor
• Provide guidance to teammates, lead medium-sized cross-functional projects, and influence strategic decisions

Required qualifications

• 3–7 years of experience in an analytical, operations, strategy, or data-focused role
• Strong proficiency with data analysis tools (SQL, Excel/Sheets, Python)
• Experience using AI tools in a professional setting
• Demonstrated ability to integrate AI into day-to-day work
• Experience working with large datasets and building reliable reporting/dashboarding (Looker, Tableau, Omni, Mode, or similar)
• Solid understanding of business processes, KPIs, and analytical frameworks
• Excellent communication skills
• Track record of collaborating effectively with product, engineering, or operations teams
• Ability to manage multiple priorities, take ownership, and drive projects end-to-end
• Curiosity, attention to detail, and a passion for building well-structured analytical systems and business processes

Nice to have

• Experience building or deploying internal AI tools, automations, or agents
• Familiarity with financial systems, reconciliation workflows, or data integrity challenges
• Experience in fintech, credit/financial systems, fraud, risk, or customer lifecycle analytics

Benefits

• Meaningful Start-up equity
• 100% health, vision & dental primary coverage
• 75% health, vision & dental dependent coverage
• Catered lunches
• $250/month Commuter benefit
• Parental leave
• Team building events & happy hours
• Flexible PTO with a minimum of 15 days off per year
• Apple equipment
• 401k plan

About the company

Cardless is building the infrastructure for companies to design, build, and launch financial products. The team is over 70 people and scaling toward profitability by year-end 2026.