Senior Analyst, Platform Underwriting

The role

You will conduct business model analysis and risk assessments for platform customers. You will perform due diligence, financial statement analysis, and prepare recommendations for internal stakeholders.

What you will do

• Conduct business model analysis and risk profile assessments of different Platform models.
• Conduct customer due diligence and enhanced due diligence including KYC, KYB, PEP, Sanctions, and Adverse Media screening.
• Conduct expert-level analysis of P&L, balance sheet, and cash flow statements.
• Prepare summaries to internal stakeholders and risk committees with recommendations.
• Represent the Platform Underwriting team in customer calls and meetings.
• Approve individual credit submissions in line with approval authority.
• Identify operational issues and recommend improvements for merchant onboarding.
• Act as a mentor to new or junior team members.
• Foster collaboration with internal stakeholders in Sales, Risk, Compliance, and Legal.
• Contribute to department and cross-functional projects.

Required qualifications

• 6+ years of direct experience related to financial analysis or merchant underwriting.
• 5+ years of work experience related to due diligence, merchant underwriting, or equivalent underwriting work.
• Demonstrable experience related to customer due diligence, enhanced due diligence, merchant underwriting, credit insurance, and/or commercial lending.
• Subject matter expertise in AML/CTF and/or underwriting and financial analysis.
• Proficient-level understanding of Checkout's Platform product offering and ability to classify Platform models.
• Expert-level financial statement analysis and credit exposure assessment ability.
• Demonstrated ability to make sound judgments, balancing risk and reward.
• Competent escalation management.
• Ability to monitor and manage competing priorities without impact to SLA attainment.
• Excellent written and interpersonal communication skills.
• Ability to contribute to broader department initiatives and projects.
• Possess a customer first approach.

Nice to have

• Domain expertise within the payments or Fintech industry
• Previous experience coaching or mentoring

About the company

Checkout.com enables over 10 billion transactions yearly for more than one billion global shoppers. The company has 20 offices across six continents with London as its HQ.