Senior Analyst, Compliance Advisory

The role

The Senior Analyst, Financial Crime Compliance acts as a subject matter expert in the second line of defence. This person will support the MLRO in managing the Financial Crime Compliance function in the UAE and provide advisory on high-risk clients and complex escalations.

What you will do

• Provide operational advisory on high risk clients during onboarding, periodic review or trigger events.
• Present risk recommendations to the MLRO and DMLRO.
• Investigate alerts and partner with the Financial Crime Investigations Unit and Transaction Monitoring.
• Draft Suspicious Transaction/Activity Reports (STR/SARs) for MLRO decisions.
• Lead or contribute to the development and update of the local compliance framework.
• Provide advisory on internal team enquiries regarding the application of procedures.
• Contribute to updating the AML/CFT risk classification and assessing new products and features.
• Contribute to external reports for regulators and internal reports to senior management and the Board.
• Support responses to internal and external audits and regulatory engagement.
• Perform second line quality assurance testing of CDD/EDD and screening decisions.

Required qualifications

• Minimum 5+ years of experience in a Compliance function in the banking or payments space.
• Robust knowledge of financial security topics (KYC, AML/CFT, sanctions) and other compliance topics.
• Working knowledge of the UAE regulatory environment.
• Clear sense of accountability and a positive, solution-oriented, can-do approach.
• Ability to identify inefficiencies, see the bigger picture, challenge the status quo and define scalable and sustainable processes.
• Well-organised self-starter, able to prioritise quickly and meet deadlines under pressure.
• Strong stakeholder management and communication skills.
• Collaborative team player.
• Willingness to learn continuously and keep up to date with the payments industry and regulations, local and international.
• Strong spoken and written English.

Nice to have

• Prior experience in Compliance Advisory.
• A combination of 2LoD operations experience with exposure to investigations and audit handling.
• Knowledge of CBUAE regulations on retail payment services, card schemes and stored value facilities and scheme rules.
• Experience in a CBUAE regulated or other UAE regulated business.
• ACAMS, ICA Diploma or an equivalent certification.
• A degree in Law or a related field.

About the company

Checkout.com enables over 10 billion transactions yearly for more than one billion global shoppers. The company has 20 offices across six continents with London as its HQ.