Staff Software Engineer, Financial Platform

The role

You will set the technical direction and own the architecture for the money movement platform. You will design, build, and scale backend systems including payment orchestration, ledgering, and reconciliation. You will also lead incident response and mentor senior and mid-level engineers.

What you will do

• Own the architecture and long-term technical roadmap for money movement systems.
• Design financial systems with idempotent operations, exactly-once semantics, and automated reconciliation.
• Own backend systems end-to-end from architecture through deployment and production operation.
• Set engineering quality standards and lead design reviews.
• Mentor senior and mid-level engineers.
• Own connections to bank account linking, debit card lifecycle management, and processor integrations.
• Lead incident response and drive post-incident hardening.
• Partner with product, compliance, risk, data science, and banking partners.

Required qualifications

• 8+ years of experience designing, building, and scaling high-performance backend systems.
• Direct experience building and operating financial platform systems at scale.
• Deep fluency in idempotency, distributed transactions, double-entry accounting, reconciliation, retry safety, and auditability.
• Track record of setting technical direction for a team and owning system architecture.
• High ownership as a default.
• Expertise in architecting and productionizing large-scale distributed systems.
• Strong understanding of data privacy, compliance, and secure coding practices.
• Structured thinking and analytical rigor.

Nice to have

• Hands-on experience with payment rails and partners: ACH, RTP, card networks, push-to-debit, or direct processor and bank integrations.
• Experience with bank data aggregators (Plaid, MX, Finicity) or card issuing and debit card management platforms.
• Experience in regulated consumer fintech (lending, credit, or banking products).
• Experience with event-driven architectures and TypeScript/Node.js services.
• Experience leading incident response and building invariant or anomaly monitoring for financial data.
• Experience using AI-assisted development tools.

Benefits

• 100% company-paid medical, dental, and vision coverage for you and your dependents on your first day.
• Up to $100 per month in fitness reimbursement or complimentary full membership to LifeTime Fitness or Equinox.
• 401(k) with a 3.5% match and immediate vesting.
• Meal program available for both lunch and dinner.
• Pre-tax benefits, including a $1,000 HSA match.
• Life and accidental insurance.
• Flexible PTO.
• Bonus and equity programs eligibility.
• Short & long term disability insurance.

About the company

Credit Genie is a mobile-first financial wellness platform that leverages artificial intelligence to provide personalized insights. It is backed by Khosla Ventures and led by industry pioneers from companies such as PayPal, Square, and Cash App.