Senior Analyst, Real-time Transaction Monitoring

The role

You will review real-time transaction monitoring and screening alerts to protect payments and card programmes. You will identify financial crime risks, investigate issuing-related activity, and escalate cases following defined procedures.

What you will do

• Clear and escalate real-time transaction monitoring alerts in the case management system.
• Review and resolve transaction screening alerts in Airwallex’s systems.
• Conduct holistic reviews of post-monitoring alerts.
• Handle issuing investigations and escalate incidents with recommendations.
• Coordinate with issuing and acquiring teams to support investigation outcomes.
• Contribute to AML-related projects to improve operational excellence and control.
• Stay current on AML news, regulatory developments, and card-scheme requirements.

Required qualifications

• Bachelor’s degree
• 2–4 years of relevant AML and sanctions experience in fintech, financial services, litigation, or a regulatory environment
• Familiarity with common money laundering schemes, sanctions compliance, general and risk-based compliance, risk management, and broader financial crime compliance
• Hands-on experience clearing transaction monitoring or screening alerts and conducting financial crime investigations
• Ability to analyse common AML typologies and assess customer and transaction activity using a risk-based approach
• Understanding of AML regulatory requirements and card-scheme regulations
• Strong attention to detail, sound judgement, and the ability to clear or escalate cases accurately within defined procedures and timelines
• Strong written and verbal communication skills
• Ability to work collaboratively across transaction monitoring, issuing, acquiring, compliance, and operational teams

Nice to have

• Experience with international, regional, or local AML and sanctions regulatory requirements
• Experience conducting AML or OFAC risk assessments
• Experience developing policies and procedures, including blacklists, whitelists, or STR writing and review
• Experience with KYC, transaction monitoring, case management, or sanctions compliance vendor solutions
• Strong data analysis skills, including advanced Google Sheets, Google Apps Script, or SQL

About the company

Airwallex is an AI-native financial operating system for a real-time, intelligent economy. It provides financial infrastructure for over 675,000 businesses globally.