Allica Bank
Central Relationship Manager
Milton Keynes Office, Remote. Posted 9 days ago
The role
You will manage a centralised portfolio of local SMEs by providing secured SME lending, current accounts, and savings. You will grow the portfolio through business development and proactive client engagement while managing credit risk.
What you will do
- Relationship manage a centralised portfolio of local SMEs
- Provide secured SME lending including commercial mortgages and asset finance
- Engage proactively with clients to support business plans and ambitions
- Monitor credit risk for the portfolio and fulfill credit requests
- Originate SME lending opportunities from enquiry to completion
- Write credit papers in line with credit policy and appetite
- Deliver the business plan for the portfolio
- Structure new lending proposals and write credit applications
- Work collaboratively with all areas of Allica
Required qualifications
- Track record of building high-value, trust based and long-lasting referral relationships
- Ability to develop new business from referral relationships
- Good credit skills including ability to analyse and review financial accounts and associated information
- Strong understanding of SME banking
- Strong background in commercial mortgages
- History of exemplary level of service
- Excellent interpersonal and communication skills
- Ability to work expertly with customers, colleagues and advisors to structure new lending proposals and write credit applications
- Proven track record in providing excellent customer service
- Proven track record in generating new income opportunities whilst effectively managing credit risk
Benefits
- Full onboarding support
- Continued development opportunities
- Options for flexible working
- Regular social activities
- Pension contributions
- Discretionary bonus scheme
- Private health cover
- Life assurance
- Family friendly policies including enhanced Maternity & Paternity leave
About the company
Allica is a fast-growing financial technology (Fintech) firm. Its purpose is to help established SMEs through direct relationship banking and digital tools.