Central Relationship Manager

The role

The Central Relationship Manager will support a portfolio of centrally managed local SMEs. You will provide secured SME lending, current accounts, and savings while managing credit risk and growing the portfolio through business development.

What you will do

• Relationship manage a centralised portfolio of local SMEs
• Provide secured SME lending including commercial mortgages and asset finance
• Provide current accounts and savings
• Engage proactively with clients to unlock opportunities
• Monitor credit risk and spot early warning signs
• Originate SME lending opportunities from enquiry to completion
• Write credit papers in line with credit policy and appetite
• Deliver the business plan for the portfolio
• Structure new lending proposals and write credit applications
• Work collaboratively with all areas of Allica

Required qualifications

• Track record of building high-value, trust based and long-lasting referral relationships
• Ability to develop new business from referral relationships
• Good credit skills including ability to analyse and review financial accounts and associated information
• Strong understanding of SME banking
• Strong background in commercial mortgages
• History of exemplary level of service
• Ability to maximise value with prospects and customers
• Excellent interpersonal and communication skills
• Evidence of strong career progression and/or outperformance
• Ability to work expertly with customers, colleagues and advisors to structure new lending proposals and write credit applications
• Proven track record in providing excellent customer service
• Proven track record in generating new income opportunities whilst effectively managing credit risk

Benefits

• Full onboarding support
• Continued development opportunities
• Options for flexible working
• Regular social activities
• Pension contributions
• Discretionary bonus scheme
• Private health cover
• Life assurance
• Family friendly policies including enhanced Maternity & Paternity leave

About the company

Allica is the UK’s fastest growing financial technology (Fintech) firm. Its purpose is to help established SMEs through direct relationship banking and digital tools.