Aven
Legal & Compliance
South Bay Area / Campbell, CA. Posted 3 months ago
The role
You will ensure consumer lending products comply with federal and state regulations, internal policies, and bank partner requirements. You will interpret laws, draft agreements, resolve litigation, and advise on risk.
What you will do
- Ensure compliance with TILA, RESPA, ECOA, HMDA, FCRA, UDAAP, TRID, and other regulations
- Monitor compliance with state-specific lending laws
- Support development and maintenance of compliance policies, procedures, and training materials
- Conduct compliance reviews of loan origination, underwriting, and servicing processes
- Perform periodic audits of disclosures, adverse action notices, and loan documents
- Assist in responding to customer complaints, regulatory inquiries, and internal situations
- Research federal and state regulatory updates impacting consumer lending
- Update policies and procedures to reflect new laws and regulations
- Support compliance training efforts for internal teams
- Collaborate with product and engineering teams to ensure compliance is embedded in loan servicing and creation
Required qualifications
- Juris Doctorate
- 7+ years practicing law
- At least 3 recent years focused on consumer finance regulatory work
- Strong familiarity with applicable secured lending, marketing, and servicing laws
- Ability to work with compliance monitoring tools, regulatory databases, and task systems (e.g., Asana)
- Strong attention to detail
- Analytical thinking
- Creative problem solving
- Strong communication skills (verbal and written)
Nice to have
- In-house experience with a fintech, bank, or mortgage company
About the company
aven is a flat organization with a small Legal & Compliance team of 4 lawyers.