Sr Backend Engineer

The role

You will design, build, and operate core backend services for mint and burn flows, reserve accounting, reconciliation, and settlement pipelines. You will also integrate with banks, custody providers, and blockchains to move real value.

What you will do

• Design, build, and operate core backend services behind mint/burn flows, reserve accounting, reconciliation, and settlement pipelines.
• Integrate with banks, custody providers, stablecoin issuers, blockchains, and partner APIs.
• Build durable reconciliation and audit trails.
• Design secure API surfaces and own monitoring, alerting, runbooks, and incident response.
• Contribute to the payments API and internal/admin surfaces.
• Identify and pursue improvements to the core product.

Required qualifications

• 5-12 years of production backend engineering experience.
• Experience with services designed, shipped, and operated in production.
• Experience with high-value transactional systems: payments, banking integrations, fintech infrastructure, trading or exchange infrastructure, ledgering, or stablecoin/crypto infrastructure.
• Working command of distributed systems fundamentals: consistency, eventing, idempotency, retries, durable reconciliation, ordering, partial failure, and observability.
• Judgment for integrating with unreliable external systems.
• Experience designing secure APIs, handling secrets and access control, instrumenting services, and writing runbooks.
• Comfort translating ambiguous business and compliance requirements into technical systems.
• Willingness and ability to work in person in New York City five days a week.

Nice to have

• Direct stablecoin or crypto infrastructure experience: on-chain/off-chain reconciliation, wallet or custody flows, mint/burn, chain finality, or reserve flows.
• Background at a payments or fintech company such as Stripe, Plaid, Circle, Paxos, Coinbase, Modern Treasury, or Bridge.
• Compliance-adjacent engineering experience: KYC/KYB, AML, sanctions, audit evidence, or reserve attestations.
• Ability to build or contribute to admin dashboards, API docs, or partner-facing workflows.
• Experience with Temporal or TigerBeetle.
• Experience with Rust or Python.
• Enthusiasm for building and running core infrastructure with AI coding agents.

Benefits

• Competitive salary and equity
• Comprehensive insurance (medical, dental, vision)
• Unlimited vacation
• Periodic off-sites
• Daily lunch provided

Before you apply

• Relocation support is available.

About the company

bettermoney is a small, scrappy team of approximately 10 people based in NYC. They have raised $10M from a16z crypto and other partners to build a stablecoin clearinghouse.