Senior Risk & Fraud Investigator

The role

The Senior Risk & Fraud Investigator will assess cases to identify patterns or anomalies within transactions, workflows, and risk management procedures. They will conduct investigations into fraudulent activities and collaborate with partner teams to impact risk programs.

What you will do

• Investigate complex fraud situations including account takeover, elder and vulnerable abuse, and identity theft
• Secure accounts by placing blocks to prevent financial loss
• Identify fraud trends and communicate them to management
• Conceptualize, develop, and implement process improvements
• Adapt to and manage multiple assignments while working independently
• Assist in developing technical specifications for tool enhancements, build-out, and fine-tuning
• Work closely with partner teams such as Risk Operations, Customer Success, Compliance, and Data
• Document and provide monitoring sessions to Risk Ops and Training/QA teams

Required qualifications

• Exceptional analytical and communication abilities
• Conduct time-sensitive and thorough investigations with an emphasis on fraudulent or high risk activities
• Proficient in the development of training, workflows, and the provision of feedback to risk operational teams and business partners
• Meticulously maintain all investigation-related records and supporting documentation
• Able to solve ambiguous problems
• Strong sense of self-motivation
• Understanding of blockchain analysis

Nice to have

• 5+ years of experience in transaction monitoring, fraud investigations, financial crimes, or AML
• Proven experience investigating complex fraud cases, including account takeover, identity theft, and high-risk user behavior
• Strong understanding of blockchain analysis and cryptocurrency investigations
• Experience with blockchain analytics tools (e.g., Chainalysis, TRM Labs, Elliptic, CipherTrace)
• Ability to independently manage multiple investigations with high accuracy and attention to detail
• Strong analytical, critical thinking, and problem-solving skills
• Excellent written and verbal communication skills, including the ability to present findings clearly
• Experience working cross-functionally with risk, compliance, and operational teams
• Demonstrated ability to engage with law enforcement, regulators, or external partners, including leading conversations or trainings
• Ability to adapt quickly and operate effectively in a fast-paced, dynamic environment

Benefits

• Unlimited PTO (for salaried FTE roles)
• Mental wellness benefits
• Free 1:1 virtual visits with a licensed mental wellness professional
• Comprehensive competitive health benefits
• Work-from-home equipment reimbursements available to new hires
• Annual professional development budget
• Free 1:1 virtual visits with a career coach
• 401k plan with employer match

About the company

Binance.US is a licensed and regulated U.S. cryptocurrency exchange where users can buy, trade, hold, and earn digital assets. All roles supporting Binance.US are employed via BAM Management US Holdings Inc. or BAM Management Canada Holdings Inc.