Backend Software Engineer - AI Finance Agent

The role

Backend engineers will build core systems, APIs, and workflows for the AI Neobank app. You will support products across insurance, payments, wallet, savings, investing, travel, and financial services.

What you will do

• Build backend services, APIs and workflows for the AI Neobank app.
• Support products across insurance, payments, wallet, savings, investing, travel and financial services.
• Design reliable systems for user accounts, transactions, partner integrations, reconciliation, notifications and operations.
• Work with product and mobile teams to ship customer-facing journeys quickly.
• Integrate with banks, payment gateways, insurers, data providers and other partners.
• Improve system reliability, observability, security and performance.
• Build systems that are practical, auditable and ready for regulated financial products.

Required qualifications

• 3+ years of backend engineering experience.
• Strong fundamentals in APIs, databases, system design and production debugging.
• Experience building scalable services and integrating third-party systems.
• Good understanding of security, reliability, data quality and operational edge cases.
• Able to make practical trade-offs between speed, quality and risk.
• Comfortable working with product, mobile, operations and business teams.
• Strong English communication is required.
• Applicants should already be based in Philippines.

Nice to have

• Experience in fintech, payments, insurance, lending, banking or regulated products is a strong advantage

Before you apply

• Applicants should already be based in Philippines.
• Online assessment or practical task
• Technical interview
• CEO / final round

About the company

BJAK is a mobile-first insurance platform in Southeast Asia. The company aims to help people plan, save and grow their money through smarter ways.