Senior Product Manager - Credit Risk

The role

You will own the credit product line including signals, scores, and decisioning tools. You will build products across the credit lifecycle and partner with data science to take models from experiment to production.

What you will do

• Own the credit signals roadmap.
• Learn how banks, NBFCs and fintechs underwrite and collect to turn pain into product.
• Build across the credit lifecycle including onboarding, underwriting, limits, early warnings and collections.
• Partner with data science to define signals and take models from experiment to production.
• Launch API-first products and track approval rates, delinquency and fraud loss.
• Help sales pitch and price credit deals.
• Keep products aligned with RBI and data protection rules.

Required qualifications

• 5–8 years in product, at PM or Senior PM level, owning products end to end.
• Consumer-side credit experience at a lender, NBFC, credit fintech or BNPL player, building and scaling products in India or globally.
• Hands-on with signals: bureau data, alternative data, risk scores or fraud indicators used to make better decisions.
• Data fluency to question a Gini or KS number and pull insights with SQL.
• Clear communication with a CRO, an engineer and a salesperson.

Nice to have

• Built or productised a credit score, risk model or decisioning engine.
• Worked with India's credit stack: bureaus, Account Aggregator, UPI or GST data.
• Sold data or risk tools to lenders on the B2B side.

Benefits

• Health benefits
• Flexible PTO
• Learning budget

About the company

Bureau is a unified risk decisioning platform for Compliance, Fraud, and Transaction risks. The platform is a single decision-making engine powered by a 1 billion+ identity knowledge graph.