Transaction Monitoring (TM) Specialist

The role

This role focuses on transaction monitoring and regulatory reporting. You will ensure compliance with applicable laws in a fast-paced fintech environment.

What you will do

• Monitor customer transactions to identify suspicious or unusual activity through systems and manual reviews.
• Investigate alerts and analyse transaction behaviour.
• Document findings and run screening checks.
• Escalate potential matches.
• Prepare STRs/SARs or internal referrals as required.
• Prepare and file CBWTR, STRs/SARs and other regulatory reports with FIU-IND or relevant authorities.
• Support internal and external audits.
• Respond to regulatory queries.
• Stay updated on AML/KYC, norms and PMLA, IFSCA and RBI guidelines.
• Collaborate with operations, product, and business teams to manage risk and improve SOPs.

Required qualifications

• 2–4 years of experience in AML, KYC, transaction monitoring, or financial crime compliance.
• Strong working knowledge of AML laws, KYC norms, CDD/EDD, UBO identification, FATCA/CRS, sanctions and PEP screening, and customer risk assessment.
• Hands-on experience in transaction monitoring tools and FIU filings (STRs, CBWTRs).
• Experience using AML screening and case management systems.
• Strong Excel / Google Sheets skills.
• Familiarity with secure document management practices.

Nice to have

• Experience with cross-border payments ecosystems
• Familiarity with correspondent / nostro banking and SWIFT

About the company

Glomo is India's first licensed Payment Service Provider (PSP) at GIFT IFSC and a pioneer in cross-border payments.