Underwriter

The role

This person will evaluate and price the Comfort health plan and other proprietary, level-funded health insurance products. They will use a proprietary underwriting engine, claims experience, and demographic analysis to assess group-level risk and generate pricing proposals.

What you will do

• Manage a caseload while ensuring work meets performance expectations.
• Use Gravie's proprietary underwriting engine to produce and modify rating output.
• Rate level funded plans and provide product and pricing with first level pricing concession and plan design exception authority.
• Apply underwriting guidelines and risk assessment tools to evaluate group health plan risks.
• Communicate rates, plans, and strategic positioning recommendations to Sales and Account Management.
• Use claims data, demographics, and utilization to make pricing decisions.
• Maintain underwriting documentation and compliance with regulations and internal controls.
• Participate in training to enhance knowledge of underwriting methodologies, products, and legislation.

Required qualifications

• 3–5 years of underwriting experience
• At least 1–2 years working specifically with stop loss and/or level-funded health plans
• Proven ability to independently underwrite standard and moderately complex cases
• Bachelor’s degree in Business, Finance, Economics, Statistics, Mathematics, Insurance or other related majors
• Strong analytical and technical skills
• Ability to confidently communicate with both internal and external stakeholders
• Ability to manage multiple priorities and deadlines with minimal supervision

Nice to have

• Experience working in a startup or high-growth environments
• Master’s degree or advanced training in a relevant discipline
• Professional certification(s), such as HIA, CEBS, MHP, or FLMI

Benefits

• Alternative medicine coverage
• Flexible PTO
• Up to 16 weeks paid parental leave
• Paid holidays
• 401k program
• Transportation perks
• Education reimbursement
• 2 days of paid paw-ternity leave

About the company

Gravie creates health benefits for small and midsize businesses and their employees. The company is led by industry veterans and is well capitalized.