Staff Product Manager, Loan Servicing & Repayment

The role

You will own the loan management system and core systems of record including the ledger, loan casting, servicing, and collections. You will build a scalable platform to support current and future loan products. You will work with Risk, Legal, Data Science, Engineering, and Operations to ensure execution.

What you will do

• Own the loan management system including the ledger, loan casting, installment structure, and collections
• Lead the build-vs-buy decision and migration of the loan-servicing platform
• Evolve the system from a single-product integration into a multi-product platform
• Ship installment schedules, early payoff, and decline and failure handling
• Define and track system health, payoff rates, and loss performance
• Coordinate with Risk, Legal/Compliance, Data Science, Engineering, Operations, and external partners

Required qualifications

• 8 + years of product management experience
• Meaningful time in lending, credit, or financial systems
• Direct experience across the lending lifecycle (origination, underwriting, servicing, repayment, collections)
• Experience with risk and compliance considerations throughout the lending lifecycle
• Track record building internal platforms or systems of record
• Comfort setting direction in ambiguous, greenfield areas
• Ability to drive execution across functions without formal authority
• Strong analytical skills
• Proven ability to use AI tools

Nice to have

• Experience with BNPL, installment, or pay-over-time products
• Hands-on experience with third-party loan-servicing systems (LoanPro or similar)
• Experience coordinating with bank or sponsor partners like Coastal
• Familiarity with adverse action notices, Reg B / FCRA, and consumer-lending compliance
• Experience with ledger or servicing migrations, or standing up a second product on shared infrastructure

Benefits

• Competitive compensation
• Meaningful equity in a public company (NASDAQ: DAVE)
• Comprehensive benefits
• 401(k) matching
• Flexible PTO
• Home office stipend
• Premium Medical, Dental, and Vision Insurance plans
• Generous paid parental and caregiver leave
• Financial advisor and financial wellness support
• Generous company holidays, including Juneteenth and Winter Break
• All-company in-person events once or twice a year and virtual events

About the company

Dave is a financial app on a mission to build products that level the financial playing field. It offers products designed to meet the credit needs of those underserved by traditional financial institutions.