Product Manager - New Vertical (ex-founder or ex-private equity)

The role

You will build Kovo's next consumer financial product from zero to one. This involves choosing the vertical, designing, building, launching, and owning the business line.

What you will do

• Prototype candidate verticals in sandbox environments and test them with real customers
• Model CAC payback, loss rates and margin for each candidate
• Bring the founders a clear recommendation and the evidence behind it
• Work with legal and compliance on the version with the fewest licenses and obligations
• Ship the first version including customer flows, integrations, events and experiments
• Partner with backend engineering on the ledger, money movement and funds
• Own the vertical's metrics including conversion, losses, payback and retention
• Own the technical side of partner and vendor integrations
• Design the cross-sell offer between this vertical and the credit builder vertical

Required qualifications

• Founder, co-founder, or founding engineer who owned a product end to end, or private equity, growth equity, credit investing or strategic finance then an early operator role at a fintech where you bui
• Taken a consumer product from zero to one
• Consumer fintech experience in lending, payments, cash advance, banking, cards, or similar
• Worked inside a bank or lending partnership program
• Ability to pull your own numbers in SQL and product analytics
• Clear, short writer
• Comfortable in a high-intensity, remote role with full ownership and little scaffolding

Nice to have

• Shipped production code recently, in TypeScript, React, or similar. AI-assisted counts.

Benefits

• High ownership with minimal bureaucracy

About the company

Kovo is expanding access to financial tools for people historically excluded from the traditional credit system. The team combines the ambition of a venture-scale company with the discipline of a profitable business.