Senior Insurance Business Analyst

The role

You will own the requirements lifecycle for insurance product and state-configuration changes. You will translate insurance product decisions into functional specifications for Engineering and Tech Product teams.

What you will do

• Own the requirements lifecycle for insurance product and state-configuration changes
• Translate business decisions into clear business requirements and functional specifications
• Partner with multiple departments to gather inputs and maintain alignment
• Document current-state processes and define future-state workflows
• Identify gaps, edge cases, dependencies, and compliance requirements
• Assess customer, operational, and system impact of proposed product rules
• Build user stories, process flows, decision tables, data mappings, and acceptance criteria
• Act as primary point of contact for requirements questions during development
• Lead UAT planning, test scenarios, business review, and product review processes
• Drive launch readiness through process documentation and stakeholder communication

Required qualifications

• 5+ years of experience in a business analyst, systems analyst, or similar role
• 3+ years in P&C insurance
• Experience translating insurance product concepts into structured business and functional requirements
• Working knowledge of the insurance product lifecycle and system configuration
• Experience producing user stories, acceptance criteria, process flows, decision tables, data mappings, and documentation
• Experience partnering with Engineering or IT teams in an Agile or iterative delivery environment
• Track record of synthesizing input from multiple stakeholders
• Experience managing requirements across multiple products, states, and concurrent initiatives
• Must be able to live and work full-time in one of the 41 listed states

Nice to have

• Experience at a direct-to-consumer insurer, insurtech, or managing general agent (MGA)
• Knowledge of policy administration systems and how rating, forms, rules, and eligibility are configured in production
• Industry designations or coursework (CPCU, AINS, or similar)
• Proficiency with project management or requirements tools (Jira, Confluence, Smartsheet, or similar)

Benefits

• Competitive salary
• Company equity through Restricted Stock Units (RSUs)
• 401(k) with company match up to 4% of eligible earnings
• Multiple medical plan options
• Dental and vision coverage
• Company-funded HSA contributions
• Company-paid life insurance and short-term disability
• Supplemental benefit options including long-term disability, critical illness, accident, legal, and pet insurance
• Access to mental health support and confidential counseling resources
• Flexible PTO for exempt employees
• 8 company-observed holidays
• Paid parental leave

Before you apply

• Applications for this position are accepted until November 14th, 2026
• Please only apply if you are able to live and work full-time in one of the listed states

About the company

Kin makes life simpler, more affordable, and better for homeowners. Founded in 2016, Kin is a remote-first employer.