Southeast State Manager

The role

You will own state-level P&Ls and drive profitable growth for homeowners and auto insurance products. You will develop product strategies, manage regulatory filings, and partner with actuarial and technology teams.

What you will do

• Own P&L performance for multiple Southeast states.
• Develop and execute state and product strategies for pricing, coverage, and underwriting.
• Analyze performance data, competitive intelligence, and customer feedback.
• Partner with actuarial teams on rate-making, forecasting, and risk selection.
• Lead regulatory filings and manage approval processes for rate and product changes.
• Collaborate with technology teams to improve agent and customer experiences.
• Identify and implement automation and operational improvements.
• Serve as a subject matter expert on assigned state markets and regulatory environments.
• Define and validate product-market fit using quantitative analysis.
• Lead cross-functional projects from planning through execution.

Required qualifications

• 10+ years of insurance product experience.
• 6+ years of relevant functional experience.
• Bachelor’s degree in business management, mathematics, finance, actuarial science, accounting, economics, engineering, or another quantitative discipline.
• Direct insurance product management experience.
• Understanding of state-level P&Ls, insurance regulations, and product requirements.
• Experience with rate-making, forecasting, modeling, competitive analysis, and risk portfolio management.
• Ability to operate effectively in fast-paced environments.
• Strong project management skills.
• Clear, persuasive communication skills and ability to influence cross-functional stakeholders.
• Must be able to live and work full-time in one of the 41 listed states.

Nice to have

• State Management experience in hurricane-exposed states
• Comprehensive understanding of reinsurance structures and key concepts
• Advanced statistical and analytical expertise

Benefits

• Competitive salary
• Company equity through Restricted Stock Units (RSUs)
• 401(k) with company match up to 4% of eligible earnings
• Multiple medical plan options
• Dental and vision coverage
• Company-funded HSA contributions
• Company-paid life insurance
• Company-paid short-term disability
• Supplemental options including long-term disability, critical illness, accident, legal, and pet insurance
• Access to mental health support and confidential counseling resources
• Flexible PTO for exempt employees
• 8 company-observed holidays

Before you apply

• Applications for this position are accepted until November 25th, 2026.
• Candidate evaluations and hiring decisions are made by recruiters and hiring teams.
• The hiring process may include skills assessments relevant to the position.

About the company

Kin makes life simpler, more affordable, and better for homeowners. Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states.