Pricing & Risk Analyst

The role

You will analyze state performance and segmentation to help Kin grow profitably. You will use data, AI tools, and SQL to provide recommendations on pricing, underwriting, and risk.

What you will do

• Own recurring state performance reporting on quote volume, conversion, premium, and loss experience
• Analyze performance across geography, risk characteristics, coverage, and distribution channels
• Evaluate how rate changes, underwriting rules, and business mix shifts affect growth and profitability
• Build and maintain competitive research for state comparisons
• Use Databricks Genie and Claude Code to explore data and automate reports
• Bring data and business context into workflows through approved MCP connections
• Validate data, calculations, and AI-generated outputs
• Deliver clear charts and concise summaries for partner teams
• Measure performance after pricing, underwriting, and product changes go live

Required qualifications

• 0–2 years of relevant experience; internships, coursework, and analytical projects count
• Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or a related field, or equivalent practical experience
• Foundational SQL skills
• Proficiency with Excel or similar spreadsheet tools
• Experience analyzing data to identify patterns, investigate questions, and explain findings
• Hands-on experience using AI for analytical or coding tasks
• Willingness to use and build proficiency in Claude Code, Databricks Genie, and MCP-enabled workflows
• Attention to detail and the judgment to question and verify AI-generated results
• Ability to explain findings in plain language
• Ability to manage assignments with guidance
• Must be authorized to work in the United States
• Must be able to live and work full-time in one of the 41 listed states

Nice to have

• Familiarity with Claude Code, Databricks Genie, or MCP connections
• Exposure to P&C insurance, pricing, underwriting, or risk analysis
• Familiarity with Python, data visualization, or statistical analysis
• A project showing how you used AI to analyze data, validate results, and communicate a recommendation

Benefits

• Competitive salary
• Company equity through Restricted Stock Units (RSUs)
• 401(k) with company match up to 4% of eligible earnings
• Multiple medical plan options
• Dental and vision coverage
• Company-funded HSA contributions
• Company-paid life insurance and short-term disability
• Supplemental options including long-term disability, critical illness, accident, legal, and pet insurance
• Access to mental health support and confidential counseling resources
• Flexible PTO for exempt employees
• 8 company-observed holidays
• Paid parental leave (up to 14 weeks for birthing parents, 8 weeks for non-birthing parents)

Before you apply

• Applicants must be authorized to work in the United States
• Kin is unable to provide employment visa sponsorship for this role, now or in the future
• Must be able to live and work full-time in one of the listed states

About the company

Kin is a remote-first employer founded in 2016 that makes life simpler and more affordable for homeowners using data and technology.