Incard
Financial Crime Specialist
London. Posted 3 months ago
The role
The Financial Crime Specialist manages the day-to-day operation of financial crime detection and investigation. This individual contributor role covers transaction monitoring, alert investigation, SAR/DAML reporting, EDD, and typology development.
What you will do
- Manage transaction monitoring software tool including alert configuration and case management
- Develop and maintain financial crime typologies
- Investigate, disposition, and escalate alerts
- Propose threshold and rule tuning based on false positive trends
- Produce financial crime management information for the MLRO, RCC, and Board
- Support SAR and DAML reporting to the NCA
- Act as escalation point for onboarding cases involving adverse media, PEP, complex ownership, and sanctions
- Review and conduct Enhanced Due Diligence cases
- Own and maintain financial crime procedural manuals
- Maintain financial crime records in line with retention requirements
Required qualifications
- Experience in a financial crime / AML operational role within a bank, EMI, payments firm, or other FCA-regulated financial services business
- Hands-on experience operating a transaction monitoring system
- Working knowledge of UK financial crime and AML regulation, including the Money Laundering Regulations 2017 and JMLSG guidance
- Practical experience preparing and submitting SARs/DAMLs to the NCA
- Experience conducting EDD, including adverse media, PEP, complex structures, and sanctions-related reviews
- Strong analytical skills to identify typologies and trends
- Clear, concise written communication skills for MI reporting
Nice to have
- Relevant professional qualification (e.g. ICA, ACAMS)
Benefits
- Competitive cash-based compensation
- Incard stock options
- 25 days of paid time off per year, plus bank holidays and your birthday off
- Global health insurance
- Unlimited paid sick leave
About the company
Incard's mission is to build the financial operating system for entrepreneurs. They focus on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer.