Senior Product Owner (Tech)

The role

You will own complex, system-heavy product areas such as payments, cards, ledger, integrations, APIs, automation, or financial infrastructure. You will work daily with backend engineers, platform teams, compliance, and leadership to drive technical product verticals.

What you will do

• Act as the founder of your domain
• Own scope, quality, delivery, and outcomes
• Drive clarity in complex, multi-stakeholder problem spaces
• Define functional requirements, system behaviour, edge cases, and invariants
• Design end-to-end flows across services, APIs, and third-party providers
• Make architectural trade-offs in collaboration with senior engineers
• Define success metrics focused on reliability, performance, and correctness
• Write precise product requirements, technical specs, and acceptance criteria
• Break down complex initiatives into clear, executable milestones
• Support engineers daily with fast decisions and clear direction

Required qualifications

• 4–7+ years of experience in Technical Product Ownership, Product Management, or Engineering-led product roles
• Strong technical background (ex-engineer, technical lead, or highly technical PM)
• Deep understanding of backend systems, APIs, integrations, and data flows
• Experience owning complex domains such as payments, fintech infrastructure, SaaS platforms, or marketplaces
• Ability to write clear, unambiguous specs that engineers trust
• Comfortable working with ambiguity, trade-offs, and high-stakes systems
• Highly organised, detail-oriented, and execution-driven
• Strong communication skills across engineering, product, and leadership

Nice to have

• Experience in fintech, payments, cards, ledger, or regulated environments
• Familiarity with distributed systems, event-driven architectures, or workflows
• Experience working with third-party providers (PSPs, banks, APIs, vendors)
• Previous experience as a backend engineer or tech lead

Benefits

• Competitive cash-based compensation
• Incard stock options
• 25 days of paid time off per year, plus bank holidays and your birthday off
• Global health insurance
• unlimited paid sick leave

About the company

Incard's mission is to build the financial operating system for entrepreneurs. They focus on creating a system where business banking, financial tools, and application logic are coordinated into a single control layer.