Senior Payments Engineer

The role

You will lead the major re-architecture of the payments service. You will design and implement core components for a high-scale, low-latency payments platform.

What you will do

• Design and implement core components for a high-scale, low-latency payments platform.
• Integrate new banking partners and payment providers.
• Work across FX, Payment Rails, Peer-to-Peer, and internal flow-of-funds services.
• Contribute to new product capabilities including Stablecoin Orchestration, Flex Card, and Invoice Financing.
• Lead technical decisions related to architecture, scalability, security, and reliability.
• Collaborate with engineering, product, compliance, and infrastructure teams.
• Define and maintain high engineering standards.
• Proactively identify and address technical risks in a complex, regulated environment.
• Develop comprehensive fraud protection mechanisms.

Required qualifications

• Golang
• Typescript
• Postgres
• Kafka
• Redis
• Kubernetes

Nice to have

• Experience working with leading fintech bank integrations (e.g., Banking-as-a-Service providers, core banking platforms)
• Experience working on digital wallets, identity, or fraud detection systems
• Familiarity with regulatory or compliance frameworks (e.g., PCI-DSS, AML/KYC)
• Experience using Temporal or similar workflow orchestration frameworks

Benefits

• Competitive cash-based compensation
• Incard stock options
• 25 days of paid time off per year, plus bank holidays and your birthday off
• Global health insurance
• unlimited paid sick leave

About the company

Incard's mission is to build the financial operating system for entrepreneurs. They are a lean, highly motivated team with a flat organizational structure.