Fraud Strategy - Authentication

The role

You will minimize fraud losses from account takeover and scams while optimizing customer experience within authentication risk flows. You will develop data-driven strategies and support the build out of a fraud platform including AI integration.

What you will do

• Developing and maintaining data-driven strategies to prevent fraud loss from ATO, scams, and social engineering
• Creating and executing the authentication roadmap covering analytics, tools, capabilities, and operational processes
• Conducting independent data analytics of portfolio behavior using Databricks, SQL, and Python
• Overseeing authentication fraud monitoring and alerting logic
• Supporting the build out and integration of AI capabilities within risk workflows
• Maintaining and enhancing network/graph analysis strategies to capture fraud rings
• Working with IT, Operations, Product, and AML teams to investigate and triage authentication fraud incidents
• Staying abreast of latest fraud prevention industry developments and trends

Required qualifications

• 5+ years of experience directly managing authentication risk strategies
• Highly analytical skillset
• Deep domain knowledge of tools and tactics used by bad actors for authentication fraud attacks
• Demonstrated ability building with AI tools including LLMs, prompt engineering, workflow automation, or advanced analytics platforms
• Proficiency in SQL & Python
• Excellent communication skills

Benefits

• Competitive cash
• Benefits effective on day one
• Early access to a high potential, high growth fintech
• Generous stock option packages
• Flexible time off programs including vacation, sick, paid parental leave, and paid caregiver leave
• 401(k) plan with match

Before you apply

• AI-assisted initial screen

About the company

OnePay is a consumer fintech platform that brings together banking, high-yield savings, credit cards, point-of-sale lending, investing, and crypto. It is backed by Walmart and Ribbit Capital.