Chief Compliance Officer / BSA Officer

The role

You will be the designated BSA Officer and Chief Compliance Officer for a US Money Services Business. You will own the BSA/AML and OFAC programme, including monitoring, investigations, and SAR decisions.

What you will do

• Manage BSA/AML and OFAC programme including policies and risk assessment
• Perform fiat and on-chain transaction monitoring and investigations
• Draft, approve, and file SARs within the 30-day timeline
• Conduct OFAC screening across customers, counterparties, wallet addresses and geolocation
• Respond to 314(a) requests, subpoenas, and law-enforcement requests
• Manage KYC/EDD standards and customer risk ratings
• Perform vendor oversight for KYC, screening, and blockchain-analytics vendors
• Conduct BSA/OFAC assessment of new products and partner integrations
• Manage IRS BSA examinations, FinCEN inquiries, and sponsor-bank audits
• Handle FinCEN MSB registration and Board reporting

Required qualifications

• 7+ years of BSA/AML compliance experience in a US-regulated financial institution
• At least 3 years as a designated BSA Officer, Deputy BSA Officer or equivalent with filing authority
• Hands-on programme ownership at a crypto exchange, VASP, crypto-native MSB or payments/fintech MSB
• Deep working knowledge of the BSA/FinCEN MSB regime
• Direct experience drafting and filing SARs
• OFAC sanctions experience, including crypto-specific exposure
• Experience preparing for and responding to examinations, independent reviews or sponsor-bank due diligence
• Track record of holding filing, exit or programme-adequacy positions under commercial pressure
• Hands-on use of AI tools in compliance work
• Fluent professional English
• US-based
• Right to work in the US without sponsorship

Nice to have

• Previous BSA Officer role at a crypto exchange, VASP or crypto-native MSB
• Hands-on blockchain analytics experience: Chainalysis, Elliptic, TRM, Scorechain or equivalent
• Direct experience with an IRS BSA examination or a FinCEN inquiry
• Sponsor-bank or banking-partner relationship management for an MSB
• Visa/Mastercard crypto programme and acquirer compliance exposure
• State money transmitter licensing experience
• Experience presenting to a Board, audit committee or regulator
• Exposure to cross-border compliance in the EU (MiCA), UK or Canada
• CAMS, CCAS, CFE, CRCM or a comparable qualification

Benefits

• Statutory role with real authority
• Direct Board access
• Documented independence
• Real ownership
• Remote setup within the US

Before you apply

• Willing to be named as BSA Officer to FinCEN and banking partners
• A background check is required

About the company

The client is an established, profitable fintech operating at the intersection of crypto and traditional payments. It runs a consumer on/off-ramp platform and a B2B infrastructure business.