Senior Accountant - Fiat & EMI Entities

The role

You will own the books for four fiat entities, including two new e-money institutions in the EU and UK and fiat entities in the US and Canada. You will build accounting processes from scratch, manage EMI regulatory reporting, and handle month-end close and statutory compliance.

What you will do

• Day-to-day accounting for four fiat entities in Xero
• New entity set-up including chart of accounts and filing calendars
• EMI accounting and reporting including safeguarding and client-money reconciliations
• EMI regulatory returns to national regulators and the FCA
• Month-end close covering bank reports, accruals, prepayments, and FX revaluation
• Recording and reconciling intercompany flows and supporting transfer pricing
• Local statutory and tax compliance for EU, UK, US, and Canada
• Checking supplier invoices for local tax requirements
• Audit and group reporting including consolidation inputs and audit schedules
• Monthly entity-level management accounts and P&L analysis

Required qualifications

• Hands-on accounting experience for a live EMI in the EU or UK
• Experience owning EMI regulatory returns end to end
• Experience running safeguarding or client-money reconciliations
• Experience producing own-funds or capital-requirement inputs for an EMI
• 5+ years of in-house accounting with independent general ledger ownership and month-end close
• Strong IFRS (UK GAAP / FRS 102 accepted) and a working understanding of US GAAP simplifications
• Multi-entity, multi-currency accounting experience
• Experience with intercompany reconciliation, FX revaluation and group consolidation
• Strong balance-sheet ownership
• Experience reconciling high-volume payment data to bank accounts and the general ledger
• Fintech or payments background
• Fluent English

Nice to have

• Latvian statutory and tax knowledge (VAT, statistical reports, benefits in kind) or Latvian language
• Experience setting up accounting for a newly licensed EMI or PI
• Experience running a multi-country filing calendar with external tax advisers
• Xero, plus ERP or reconciliation tooling
• Exposure to crypto or to international groups with heavy intercompany flows
• Big 4 or audit background

Benefits

• End-to-end ownership of four entities
• Fully remote setup
• Flat structure
• 20 paid working days of annual leave
• Paid sick leave
• Health insurance
• Professional development opportunities
• Team events
• An English course

About the company

The client is an established, profitable fintech operating at the intersection of crypto and traditional payments. It runs a consumer on/off-ramp platform and a B2B infrastructure business.