ACH Processor

Kansas City, MO (Hybrid), Remote. Posted a month ago

The role

The ACH Processor will process bank and client ACH and wire transactions. This person will review electronic deposits, clear processing exceptions, and handle payment-related disputes.

What you will do

Prepare and process all ACH requests within established timeframes.
Review and process stop payment requests and Written Statements of Unauthorized Debit.
Process chargebacks, exception items, foreign items, adjustments, and returns.
Review cashed check reports and process check exception items, adjustments, and returns.
Process Remote Deposit Capture, Mobile RDC, X9, and ATM deposits and place holds.
File debit card disputes in accordance with Regulation E requirements.
Process research requests from branches and clients.
Assist with placing cash orders and entering associated system entries.
Assist with internal and external audits and prepare operational reports.
Cross-train across data processing functions and provide backup support.

Required qualifications

At least 1-3 years of banking experience
Action-oriented
Strong organization skills
Attention to detail
Curious
Humility
Open to learning
Growth mindset
Ability to thrive in a fluid environment with high autonomy
Exceptional communication skills
Strong analytical and problem-solving skills
Ability to make judgments with the information provided

Benefits

Medical
Dental
Vision
Life
401k Matching
Wellness benefits including FSA, HSA and HRA
Paid parental leave
Flexible vacation policy including PTO and paid holidays

About the company

Lead is a fintech building banking infrastructure for embedded financial products and services. They operate an FDIC-insured bank headquartered in Kansas City, Missouri.