Compliance Officer - Canada (CAMLO)

The role

You will own the Canada AML programme end to end and act as the designated compliance officer for the Canada entity. You will manage the FINTRAC relationship, develop the RPAA programme, and oversee regulatory filings.

What you will do

• Own and maintain the Canada AML compliance programme
• Develop the RPAA programme from the ground up
• Hold the FINTRAC relationship directly
• Manage MSB registration renewals
• Lead regulatory and independent AML audits in Canada
• Submit and oversee regulatory filings including STRs, UARs, EFTOs, and EFTIs
• Maintain and develop relationships with Canadian banking and payments partners
• Develop and maintain the regional AML risk assessment
• Brief the Board, CCO North America, and senior leadership on programme health
• Guide compliance staff on Canada-specific responsibilities

Required qualifications

• At least 3 years in a senior or management compliance role at a Canada-based fintech or financial institution
• Direct, hands-on experience with FINTRAC: regulatory communications, MSB registration, and licensing or registration renewals
• Deep working knowledge of Canadian federal AML obligations under PCMLTFA, including STR, UAR, and EFTO/EFTI reporting
• Familiarity with the RPAA and what compliance with it requires in practice
• Experience leading or managing regulatory or independent AML audits
• Track record of managing banking or payments partner relationships
• Strong written and verbal communication

Nice to have

• CAMS certification or an equivalent recognised AML qualification
• Experience operating within a multi-entity, multi-corridor compliance structure
• Exposure to cross-border payments or remittance-specific risk typologies

About the company

LemFi is a financial engine for people who move countries to build something better. They provide remittances, multi-currency accounts, Savings, eSIMs and Credit.