MLRO, Ireland (PCF-52)

The role

The MLRO will own the Irish AML/CFT programme including policy, procedures, controls, training, and MI. You will act as the designated MLRO (PCF52) and serve as the primary contact for the Central Bank of Ireland and FIU Ireland.

What you will do

• Own the Irish AML/CFT programme end to end
• Act as designated MLRO (PCF52)
• Receive, assess, and report suspicious transactions to FIU Ireland and ROS
• Oversee the investigation, escalation, and documentation of all STRs
• Be the primary point of contact with the Central Bank of Ireland, FIU Ireland, and banking partners
• Manage inspections, correspondence, notifications, and licensing obligations
• Lead and manage internal and external AML/CFT audits
• Prepare board-level MI and compliance reports
• Collaborate with global compliance counterparts to embed Irish regulatory requirements
• Use AI tools to accelerate drafting of regulatory correspondence, policy documents, and compliance reports

Required qualifications

• At least 5 years in a senior compliance or MLRO role within an Irish or EU-regulated financial services or payments institution
• Comprehensive, working knowledge of the Criminal Justice (Money Laundering and Terrorist Financing) Acts 2010 to 2021, CBI AML/CFT requirements, and the EU AML Directives as transposed into Irish law
• Proven track record of direct regulatory engagement with the Central Bank of Ireland or equivalent competent authority
• Experience managing or mentoring compliance staff and driving operational improvements in a live, regulated environment
• Strong analytical skills with comfort handling data
• Excellent written and verbal communication skills

Nice to have

• Direct PCF or CF designation experience
• CAMS certification or equivalent professional AML qualification
• Experience working within a group compliance structure across multiple jurisdictions
• Familiarity with regtech or transaction monitoring platforms used in payments or remittance businesses

About the company

LemFi is a financial engine for people moving countries, providing remittances, multi-currency accounts, Savings, eSIMs and Credit. Their Irish entity is a regulated payment institution under the Central Bank of Ireland.