Senior Car Insurance Pricing Expert

The role

You will own and evolve core components of Car pricing strategy. You will work at the intersection of Insurance, Data Science, Product, Engineering, and Business Strategy to solve pricing and risk-management problems.

What you will do

• Own and evolve core components of Lemonade's Car pricing strategy
• Identify high-leverage opportunities across rating, underwriting, segmentation, risk selection, growth, profitability, and portfolio management
• Build, evaluate, and improve Car pricing and risk models using actuarial methods, machine learning, AI-enabled workflows, and strong business judgment
• Partner with Data Science, Product, Engineering, Finance, and Growth to turn pricing ideas into scalable capabilities
• Translate complex pricing problems into clear product and platform requirements
• Define and track key metrics including loss ratio, rate adequacy, conversion, retention, segmentation lift, and model performance
• Make complex actuarial and pricing concepts clear and actionable for technical and non-technical audiences

Required qualifications

• 8+ years of experience in Car insurance pricing, actuarial science, decision science, risk analytics, or a closely related field
• Proven track record solving complex pricing, underwriting, segmentation, or risk-management problems with measurable business impact
• Strong analytical instincts
• Hands-on fluency with modern analytical tools, agentic AI capabilities, and code including experience using generative AI, coding agents, or advanced automation
• Solid understanding of Car insurance pricing fundamentals including rating plans, loss costs, rate adequacy, segmentation, model validation, telematics and financial performance
• Familiarity with predictive modeling methods such as GLMs, gradient boosting, random forests, clustering, and feature engineering
• Experience building or modernizing pricing platforms, rating engines, underwriting tools, or internal decision-support software
• Product-minded problem solving with a track record of partnering with Product and Engineering teams
• Strong communication skills
• Comfort operating in a fast-moving environment where ownership matters and ambiguity is normal
• Bachelor's degree in Actuarial Science, Mathematics, Statistics, Computer Science, Economics, Engineering, or a related quantitative field

Nice to have

• Experience leading pricing work across multiple geographies, products, or regulatory environments
• Formal actuarial credentials, such as Fellow or Associate of a recognized actuarial society

About the company

Lemonade is building the future of insurance with AI at the center.