Senior Credit Analyst

The role

A Senior Credit Risk Analyst will define and refine credit strategies for consumer finance products in the UK or USA markets. You will use Python and SQL to discover data insights and collaborate with product, engineering, data, and operations teams.

What you will do

• Define and refine credit strategies that align with evolving portfolio goals
• Discover insights from data using tools like Python and SQL
• Collaborate cross-functionally with product, engineering, data, and operations teams to implement strategies
• Monitor and assess the success of implemented strategies
• Identify areas for improvement

Required qualifications

• Daily coding experience, with proficiency in Python and/or SQL
• Proven experience in credit risk strategy
• A strategic mindset and the ability to translate complex data into clear, actionable decisions
• A focus on delivering results that align with both commercial and customer needs
• A collaborative, open approach and a willingness to challenge your own assumptions

Nice to have

• Experience within credit card lending

Benefits

• Flexible working
• Socials and connection opportunities
• Private health cover
• Retirement savings plans
• Employee referral programme
• Fully stocked kitchen
• Complimentary lunches on in-office days at select locations
• Cycle-to-work scheme in select locations
• Electric vehicle salary sacrifice schemes in select locations

Before you apply

• Initial phone conversation with Talent Team
• Case study interviews
• Onsite interview with Head of credit and logistical reasoning task

About the company

Lendable is a fintech company building technology to help people get credit and save money. It is a UK unicorn with a team of over 800 people.