Associate Director - Strategy Analytics (Credit Cards)

The role

The Associate Director will own the prime lending strategy, pricing, and growth for credit cards. You will lead an analytics team and use data-driven insights to drive commercial results and product evolution.

What you will do

• Set the vision and roadmap for prime and define KPIs
• Own targets for growth, balances and risk-adjusted returns
• Track the portfolio at a granular sub-segment level with Credit Risk
• Own APRs, promotional offers, cashback, and fees
• Use experimentation and scenario modelling for pricing and profitability
• Partner with Data Science to bring advanced models into decisions
• Partner with Growth to win prime customers across all channels
• Build insight into campaign and funnel performance
• Work with Product to keep the proposition sharp
• Hire and lead an exceptional team from Analyst to Senior Manager

Required qualifications

• 8+ years in pricing, strategy, analytics or commercial roles within unsecured lending
• 5+ years leading analytical teams, ideally including managers
• Proven track record of owning and growing a portfolio, product or P&L
• Deep understanding of pricing, credit risk and lending unit economics
• Strong analytical skills, ideally SQL and Python
• AI-first mindset

Nice to have

• SQL and Python

Benefits

• Flexible working
• Socials and connection opportunities
• Private health cover
• Retirement savings plans
• Employee referral programme
• Fully stocked kitchen
• Complimentary lunches prepared by in-house chefs on in-office days at select locations
• Cycle-to-work scheme in select locations
• Electric vehicle salary sacrifice schemes in select locations

About the company

Lendable is a fintech company building technology to help people get credit and save money. It is a UK unicorn with a team of over 800 people.