Risk Manager, EU

The role

The Risk Manager will lead the risk management function for Lightspark's Estonian regulated entity. This person will build and run a risk framework covering risk appetite, ICT risk, business continuity, and safeguarding of client funds.

What you will do

• Own and develop risk management policies and procedures
• Map key risks to first-line owners and define key risk indicators
• Build and maintain the risk and control register
• Finalize and run the Risk Appetite Statement
• Lead company-wide risk assessments
• Develop card payment fraud risk processes
• Lead ICT and security risk management in line with DORA
• Own business continuity management
• Manage ICT third-party risk
• Lead risk-related supervisory reporting and prepare for inspections

Required qualifications

• 3+ years of experience in risk management at a credit institution, e-money institution, payment institution, investment firm or crypto-asset service provider, or equivalent experience in the financial
• Solid knowledge of EU and Estonian risk management regulation and guidelines, including DORA, EBA guidelines on internal governance, ICT and security risk and outsourcing, and own funds and safeguardi
• Hands-on experience building risk frameworks, such as risk appetite statements, key risk indicators, risk and control registers, business impact analyses and business continuity plans
• A good understanding of ICT risk, information security and third-party risk management
• Strong project management skills
• A proactive attitude and the independence to operate as a second-line function
• Good communication skills
• Working proficiency in Estonian and English

Nice to have

• Experience in working closely with and/or co-ordinating communication with the Estonian FSA
• University degree in finance, economics, business, law or a comparable field
• Knowledge of virtual assets and blockchain technology, crypto-asset custody, card payments and fraud, AML/CFT and sanctions, data protection, or embedded finance and banking-as-a-service setups

Benefits

• Annual performance bonus
• Equity

About the company

Lightspark is creating the Money Grid, modern, open financial infrastructure that makes payments accessible, affordable, and instant for businesses and users worldwide.