AML Manager, EU

The role

The AML Manager will run the day-to-day AML/CTF and sanctions controls for Lightspark's Estonian regulated entity. This second-line role involves quality assurance, transaction monitoring, and acting as a deputy to the Compliance Manager.

What you will do

• Support the Compliance Manager in overseeing the AML/CTF and sanctions framework
• Act as the Compliance Manager's delegate during absences
• Support and guide the first line in daily operations
• Provide quality assurance over CDD/EDD, transaction monitoring and screening controls
• Conduct periodic analyses and assessments in line with AML/CFT and sanctions policies
• Contribute to the AML risk assessment and maintain AML policies and procedures
• Organize AML training for staff and maintain training records
• Design, improve and implement compliance policies, procedures and tools
• Work with Legal, Risk, Operations, Product and Finance to build requirements into daily operations

Required qualifications

• 5+ years of experience in AML/CTF compliance, risk management or due diligence
• Bachelor's degree in law, business, finance, economics or a comparable field, or equivalent practical experience
• Deep knowledge of KYB, KYC, CDD and EDD processes
• Solid understanding of EU and Estonian AML/CTF regulatory frameworks and supervisory practice
• Experience investigating cases and filing STRs
• Ability to meet the regulatory fit and proper requirements for a deputy MLRO role
• Familiarity with SumSub, ComplyAdvantage or similar AML screening tools
• Strong analytical and investigative skills
• High attention to detail and discipline in keeping records, case files and deadlines
• Good communication skills
• Strong organizational skills
• Fluency in Estonian and English

Nice to have

• Experience in a multinational, high-growth company

About the company

Lightspark is creating the Money Grid, modern, open financial infrastructure that makes payments accessible, affordable, and instant for businesses and users worldwide.