Compliance Program Manager

The role

You will lead and manage the BSA/AML and Sanctions compliance program for the regulated payments business. You will work with Product, Engineering, and Operations to design compliant products and document processes.

What you will do

• Own, maintain, and improve the BSA/AML and Sanctions Compliance Program and related policies
• Draft and maintain BSA/AML, Sanctions, and other regulated fintech policies
• Translate regulatory requirements into product and control design
• Act as a subject matter expert to Product, Engineering, and Design
• Explain compliance requirements across end-to-end funds flow
• Conduct counterparty due diligence reviews
• Maintain and enhance the BSA/AML/Sanctions Risk Assessment
• Develop and deliver compliance training for employees and partners
• Identify compliance, regulatory, financial, and fraud risks
• Support the Licensing and Audit Manager and audit lead in responding to examinations and audits

Required qualifications

• 10+ years of total experience
• At least 5 years in a compliance management role such as BSA Officer or Compliance Officer
• Subject matter expertise in at least one area: domestic and cross-border payments, blockchain or cryptocurrency compliance, stablecoin payment infrastructure, or complex financial product compliance
• Understanding of the functional and technical design of blockchain and Bitcoin
• Experience with payment systems and US and international payment rails
• Expertise implementing the Bank Secrecy Act for licensed MSBs and/or fintechs dealing in digital assets, including Reg E, the Travel Rule, and CIP/KYC/EDD requirements
• Experience integrating or configuring compliance vendors, or defining requirements for internal compliance systems
• Strong analytical and problem-solving skills
• Excellent communication and collaboration skills
• Experience working in a start-up environment or building products or programs from scratch
• Intense professional curiosity and a growth mindset

Nice to have

• Bachelor's degree or a Juris Doctor
• Industry certification such as CAMS or CRCM
• Understanding of the Lightning Network

About the company

Lightspark is creating the Money Grid, modern, open financial infrastructure that makes payments accessible, affordable, and instant for businesses and users worldwide. Lightspark Payments is building regulated services on the Lightning Network.