Regulatory Compliance Officer, EU

The role

You will run the compliance framework for Lightspark's Estonian regulated entity. You will manage compliance monitoring, outsourcing oversight, reporting, and policy maintenance to meet regulatory obligations.

What you will do

• Maintain internal policies and procedures
• Prepare internal compliance reporting and keep the compliance issue log current
• Support preparation and review of supervisory reports and regulator inquiries
• Run the compliance monitoring program and track corrective actions
• Prepare compliance assessments for new products and material changes
• Run day-to-day outsourcing oversight
• Administer the fit and proper assessment cycle
• Operate conflicts of interest and market-abuse controls
• Support complaints handling
• Organize compliance training and maintain records

Required qualifications

• 3+ years of experience in compliance, legal, internal audit or financial supervision, gained at a financial institution (e-money institution, payment institution, bank or crypto-asset service provider
• Solid foundation in EU financial services regulation, including EMD, PSD2, MiCAR, and the related EBA and ESMA guidelines, together with the Estonian regulatory framework and supervisory practice
• Strong attention to detail and discipline in keeping registers, records and deadlines
• Precision in drafting clear, formal and plain-language documents and policy redlines
• Sound judgement on when to resolve a matter independently and when to escalate
• Strong organizational skills
• Good communication skills
• Fluency in Estonian and English, with a strong command of professional legal and regulatory vocabulary in both

Nice to have

• University degree in law, finance, business or a comparable field
• Experience with fit and proper assessments, outsourcing oversight, supervisory reporting or compliance monitoring programs

About the company

Lightspark is creating the Money Grid, modern, open financial infrastructure that makes payments accessible, affordable, and instant for businesses and users worldwide.