Product Manager, Payments

The role

You will own core capabilities of the Payments product including onboarding, compliance, payment rails, and liquidity management. You will work with engineering, compliance, partnerships, and customer-facing teams to ship infrastructure for money movement.

What you will do

• Research, design, and deliver products related to onboarding and compliance
• Design onboarding flows that reduce time-to-first-payment
• Translate KYC, KYB, sanctions, and regulatory requirements into product
• Design payment rails including domestic schemes and international rails
• Prioritize which rails to add and how to expose them
• Work with Customer Success and Support teams to ensure reliability
• Define how funds are funded, held, and moved for efficient settlement
• Work on product capabilities for visibility and control over balances and liquidity
• Identify inefficiencies and use AI tools to create leverage
• Translate customer needs into clear engineering requirements

Required qualifications

• Built payments products before
• Familiar with both US and international payments
• Understand how rails work end to end
• Technical-literate and able to read API docs and bank or scheme specs
• Comfortable diving into data, including SQL
• Track record of shipping and iterating on products

Nice to have

• Experience with both US and international cross-border payment rails
• Experience with, or a strong interest in, stablecoins

About the company

Modern Treasury provides trusted infrastructure for money movement. The company helps teams launch and scale payment experiences with developer tools and a single API for fiat and stablecoins.