Transaction monitoring specialist - Payments Fintech

The role

This person will support ongoing transaction monitoring across fiat and stablecoin flows. You will screen customers and counterparties, review sanctions screening hits, and investigate and escalate transaction monitoring alerts.

What you will do

• Review and work transaction monitoring alerts across fiat and stablecoin transactions
• Investigate unusual transaction patterns, velocity and counterparty activity
• Compare transaction behaviour against customer profile to assess consistency
• Document clear, evidence-based investigation conclusions
• Escalate suspicious activity per internal procedures
• Support STR/SAR case prep
• Review payment exceptions, rejected transactions and unusual beneficiary activity
• Maintain accurate case records within agreed SLAs
• Support customer queries and banking partner requests on KYC/KYB, AML checks and documentation requests
• Flag recurring issues or patterns to the Compliance Operations team

Required qualifications

• 3+ years experience in transaction monitoring, AML operations, or fraud/risk operations
• Working knowledge of AML/CFT fundamentals, EU sanctions regimes (EU, OFAC, UN lists) and PEP screening
• Awareness of French regulatory expectations (ACPR guidelines, TRACFIN reporting obligations)
• Strong attention to detail and comfort working through high case volumes
• Analytical mindset
• Takes ownership of their workload and exercises sound judgment

Nice to have

• background in fintech, payments, or an EMI/PSP
• KYB/KYC experience

About the company

Merge is a regulated stablecoin payments infrastructure platform enabling enterprises to move money globally in real time. Merge serves fintechs, investment platforms, marketplaces, and corporate treasury teams globally.