Onboarding specialist- Payments Fintech

The role

You will conduct KYC/KYB reviews for individuals and businesses. You will perform CDD and EDD, run screenings, and assign risk classifications.

What you will do

• Conduct KYC/KYB reviews for individuals and businesses at onboarding
• Review corporate structures, UBOs, directors, shareholders and source of funds/wealth
• Perform CDD and EDD on higher-risk customers
• Run PEP, sanctions and adverse media screening and clear or escalate matches
• Assign risk classifications and flag inconsistencies or red flags in documentation
• Support periodic and event-driven customer reviews
• Maintain accurate case records within agreed SLAs
• Support customer queries and banking partner requests on KYC/KYB, AML checks and documentation requests
• Flag recurring issues or patterns to the Compliance Operations team
• May include transaction monitoring review

Required qualifications

• 3+ years experience in KYC/KYB, AML operations, or fraud/risk operations
• Working knowledge of AML/CFT fundamentals, EU sanctions regimes (EU, OFAC, UN lists) and PEP screening
• Awareness of French regulatory expectations (ACPR guidelines, TRACFIN reporting obligations)
• Strong attention to detail
• Comfort working through high case volumes
• Analytical mindset
• Takes ownership of workload and exercises sound judgment

Nice to have

• Background in fintech, payments, or an EMI/PSP
• Experience in transaction monitoring and/or fraud investigation

About the company

Merge is a regulated stablecoin payments infrastructure platform enabling enterprises to move money globally in real time. It serves fintechs, investment platforms, marketplaces, and corporate treasury teams globally.