Data Analytics Consultant

The role

This person will analyze credit data, loan performance, and bureau information to support financial institutions. They will evaluate credit policies and translate analytical findings into lending recommendations.

What you will do

• Develop understanding of MeridianLink decisioning platforms.
• Analyze credit bureau data, application data, and loan performance data.
• Review and assess underwriting guidelines, scorecards, and decision rules.
• Interpret consumer credit reports to support risk profiling and policy recommendations.
• Evaluate key lending metrics such as approval rate, decline rate, and loss rates.
• Support clients in balancing risk management and growth.
• Prepare client-facing reports and dashboards.
• Lead and participate in client meetings to present findings.
• Collaborate with internal analytics, engineering, and product teams.
• Ensure accuracy and consistency across all analytical deliverables.

Required qualifications

• Solid understanding of consumer lending fundamentals, including underwriting, risk tiers, scorecards, and policy rules.
• Experience in analyzing loan performance, delinquency, and loss trends.
• Strong analytical and problem-solving skills.
• Experience and demonstrated expertise in SQL is required.
• Proficiency in Microsoft Excel and PowerPoint.
• Strong project management and organizational skills.
• Excellent written and verbal communication skills.
• High attention to detail and strong commitment to data quality and accuracy.

Nice to have

• Bachelor’s degree in Finance, Economics, Business, Statistics, Mathematics, Data Analytics, or a related field
• 3–6 years of experience in credit risk analysis, underwriting, lending analytics, or financial services consulting
• Experience working with consumer credit data, bureau reports (Experian, Equifax, TransUnion), or loan performance data
• Advanced competency in business intelligence tools (Power BI, Sisense, or similar)

About the company

MeridianLink is seeking a Data Analytics Consultant to support financial institutions in optimizing their underwriting and decisioning strategies.