Senior Fraud Strategy Analyst

The role

You will shape fraud strategy by identifying emerging threats and designing effective controls. You will use analytics to balance loss prevention with customer experience and growth across payments products.

What you will do

• Own and evolve fraud strategies across payments products
• Identify emerging fraud patterns and translate insights into rules, controls, and policies
• Partner with Data Science to develop, evaluate, and improve fraud detection models
• Use SQL, Python, and advanced analytics to uncover fraud trends
• Define fraud KPIs, loss thresholds, and monitoring frameworks
• Build dashboards and reporting to measure strategy effectiveness
• Partner with Product and Engineering to embed fraud controls into products
• Evaluate and implement third-party fraud tools and data sources
• Develop fraud strategies for new payment rails including ACH
• Balance fraud prevention, customer friction, growth, and profitability

Required qualifications

• 5+ years of experience in fraud strategy, risk, or payments
• Hands-on experience developing and optimizing fraud strategies
• Strong analytical skills with advanced SQL
• Experience analyzing transaction data to identify fraud patterns
• Strong judgment balancing fraud loss, customer friction, growth, and profitability
• Experience partnering with Data Science, Product, Engineering, and Operations
• Familiarity with card payments, ACH, digital payments, or other complex payment ecosystems
• Ability to turn ambiguous data into clear recommendations and action
• High ownership, curiosity, and comfort operating in a fast-changing environment

Nice to have

• Proficiency with Python and spreadsheets

Benefits

• Commuter benefits
• Lunches and snacks
• Competitive salary and equity
• Multiple health benefit options
• Responsible Time Off
• 401(k) matching
• Opportunities and support for major career growth
• Annual Company offsite event (Mudfest!)

About the company

Mudflap is a fintech platform that helps small businesses save on fuel by modernizing the trucking industry. The company is backed by venture investors and offers fleet fuel management solutions.