Underwriter, Alternative Mortgages

The role

You will make credit decisions, verify documents, and structure mortgage solutions for clients with needs outside traditional lending criteria. You will work with the Mortgage Sales team and third party brokers to manage applications from stage to funding.

What you will do

• Review incoming applications and verify supporting documentation.
• Approve, decline, or refer applications for approval.
• Ensure approved deals close by following up on outstanding conditions and documents.
• Review documents including appraisals to ensure they meet guidelines.
• Meet established Service Level Agreements (SLAs), productivity, and risk/audit parameters.
• Follow up with brokers daily on issued mortgage commitments through active pipeline management.
• Deliver mortgages from application stage through to funding.
• Communicate with Sales team, mortgage brokers, and partners regarding the mortgage process.
• Make decisions on complex mortgage files using problem-solving skills.
• Develop subject matter expertise in products, services, tools, technology, and Salesforce CRM.

Required qualifications

• 3+ years of underwriting experience in the Canadian mortgage industry, in Alternative Mortgage Lending
• Superior communication skills, both verbal and written
• Highly organized with exceptional time management capabilities

Nice to have

• Passion for growth and excellence

Benefits

• Equity ownership where eligible
• Short term incentive plans (STIP)
• Flexible health benefits & life insurance
• 21 Days PTO + stat holidays, and personal leave
• Health & personal spending accounts
• A wide variety of discounts through our partner network
• Access to early use of products and discounts on fixed-term Neo mortgages
• Parental top-up & equity vesting during long term leave
• Neo night events
• Company wide huddles, and education

Before you apply

• Remote opportunity is only available to individuals residing within Canada
• Successful candidates will be required to undergo a security screening, including a criminal records check and a credit check

About the company

Neo is a rapidly scaling fintech company and one of the fastest-growing companies in Canada. It aims to build a more rewarding financial future for all Canadians.