Head of FP&A | Credit Products

The role

The Head of Credit Products FP&A will own planning, budgeting, forecasting, and reporting for credit card and lending products across all markets. You will lead a team of 15-20 professionals to model credit economics and partner with leadership on strategic decisions.

What you will do

• Own planning, budgeting, forecasting, and reporting cycles for Credit Card and Lending across all markets.
• Forecast and explain net revenue and credit economics of each product.
• Build consumer credit P&Ls and forecasting models from first principles.
• Partner with Risk and loss forecasting.
• Partner with credit business leaders and General Managers on growth, pricing, and portfolio decisions.
• Prepare executive materials for budget cycles, executive reviews, and company earnings.
• Build and lead a team of 15-20 finance professionals.
• Drive the use of AI, advanced analytics, and automation in planning and analysis.

Required qualifications

• Bachelor's degree in Finance, Economics, Accounting, Engineering, Business, or a related field.
• Extensive experience in consumer credit, within FP&A, credit strategy, strategic finance, or business analysis at a bank, card issuer, consumer lender, or fintech.
• Proven track record of building P&Ls and forecasting models for consumer credit products.
• Direct experience with credit card and consumer lending economics, including cohort and vintage analysis, provisioning, and loss forecasting.
• Experience leading teams responsible for modeling and forecasting the financial outcomes of credit products.
• Experience presenting to and influencing senior leadership on strategic decisions.
• Fluent English.

Nice to have

• Advanced degree or relevant certification (e.g., CFA)
• Experience launching or scaling a credit product or market within a larger financial institution
• Portuguese or Spanish
• Deep expertise in Brazilian consumer credit

Benefits

• Opportunity of earning equity at Nu
• Medical Insurance
• Dental and Vision Insurance
• Life Insurance and AD&D
• Extended maternity and paternity leaves
• Nucleo - Our learning platform of courses
• NuLanguage - Our language learning program
• NuCare - Our mental health and wellness assistance program
• 401K Saving Plans - Health Saving Account and Flexible Spending Account
• Work-from-home Allowance
• Relocation Assistance Package, if applicable

Before you apply

• Recruitment process may involve the use of artificial intelligence–enabled tools.
• Nu does not provide individualized technical feedback.

About the company

Nu serves more than 140 million customers with a mission to fight complexity and empower people. The company leads industry transformation through innovative products and human-centered services.