Head of Risk US

The role

The Head of Risk US will lead the US risk surface and provide independent oversight of all risk disciplines. This senior executive will build a risk management framework and engage with US regulators and senior governance bodies.

What you will do

• Build and lead a comprehensive risk management framework for the US operation.
• Develop a risk appetite framework and limit structure.
• Establish risk metrics, reporting dashboards, and early warning indicators.
• Serve as Secretary to the US Board Risk Management Committee.
• Participate as a permanent member of key senior management committees.
• Serve as the primary independent risk voice in interactions with US regulators.
• Ensure the control environment meets and anticipates regulatory expectations.
• Develop and maintain relationships with regulators.
• Oversee the day-to-day management of the US risk surface.
• Lead and develop the US risk team.

Required qualifications

• Bachelor's degree
• 15+ years of experience in risk management within financial services
• Significant portion of experience in the US market
• Deep expertise in the US regulatory environment (OCC, Fed, FDIC)
• Experience engaging directly with regulators at a senior level
• Experience building or significantly transforming a risk function
• Solid understanding of credit, market, liquidity, operational, financial crime, and compliance risk
• Depth in the control environment (AML/BSA, operational risk, cyber)

Nice to have

• Advanced degree (MBA, MSc Finance, JD)
• Professional certification (CFA, FRM)
• Background in financial institutions, fintechs, or challenger banks
• Credit risk expertise

Benefits

• Opportunity of earning equity at Nu
• Medical Insurance
• Dental and Vision Insurance
• Life Insurance and AD&D
• Extended maternity and paternity leaves
• Nucleo - Our learning platform of courses
• NuLanguage - Our language learning program
• NuCare - Our mental health and wellness assistance program
• 401K Saving Plans
• Health Saving Account
• Flexible Spending Account
• Work-from-home Allowance

Before you apply

• Recruitment process may involve the use of artificial intelligence–enabled tools
• Nu does not provide individualized technical feedback

About the company

Nu serves more than 140 million customers with a mission to fight complexity and empower people. The company uses proprietary technology and data at scale to power its digital platform.