Senior Counsel, Regulatory Legal – Latin America (Payments & Digital Assets)

The role

You will provide legal and regulatory strategy for payments and digital assets products across Latin America. You will define licensing requirements and recommend paths for product launches and market entry.

What you will do

• Advise on regulatory legal strategy for payments, money movement, wallets, stored value, digital assets, stablecoins and related products across Latin America.
• Build and maintain a country-by-country view of the regulatory perimeter.
• Lead legal analysis for entry into new markets and for the launch of new products, features and business models.
• Work with Product and business teams to structure products in line with applicable law.
• Coordinate license and registration applications and support engagement with regulators and central banks.
• Manage local external counsel and synthesize their input into practical recommendations.
• Create scalable frameworks, playbooks and decision trees.
• Monitor regulatory developments regarding stablecoins, tokenized money, crypto-assets and new payment infrastructure.
• Brief senior legal and business leaders on complex regulatory topics.
• Act as a generalist legal business partner for new businesses in Latin America.

Required qualifications

• Qualified as a lawyer, holding the local bar license in the country where you will be based.
• In-house experience at a fintech, payments, crypto/digital-assets or banking company, where you personally worked through regulatory, licensing and market-entry questions in Latin America.
• Hands-on experience with payments regulation and licensing, and with digital assets, crypto, stablecoins or blockchain-based financial products.
• Experience analyzing and comparing regulatory regimes across several Latin American jurisdictions.
• Familiarity with the South American regulatory landscape.
• A solid understanding of how payments, banking, securities, FX and digital-asset regulation interact.
• Experience taking part in obtaining or maintaining financial-services, payments or digital-asset licenses or registrations.
• Experience breaking down complex product architectures and money flows.
• Track record of briefing senior legal and business leaders on technical regulatory topics.
• Experience as a senior, autonomous legal partner to Product and business teams in fast-moving environments.
• Fluent English and Spanish.

Nice to have

• Direct work with financial regulators or central banks, or prior experience at a financial-regulatory law firm, central bank or regulator.
• Experience in regulatory policy for digital assets and payments.
• Banking or credit regulatory background combined with curiosity about digital assets.
• Familiarity with additional Latin American markets.

Benefits

• Chance of earning equity at Nubank
• Food/ Meal Card (Vale-Refeição and/or Vale Alimentação)
• Public Transportation Commuting Benefit (Vale-Transporte)
• NuCare – Psychological, Financial and Legal Assistance Program
• Life Insurance
• Medical Plan
• Dental Plan
• NuLanguage – Language Course Program
• Nucleo - Our learning platform of courses
• Extended Parental Leave
• Daycare Allowance
• Parental Consultancy

Before you apply

• Recruitment process may involve the use of artificial intelligence–enabled tools.
• Nu does not provide individualized technical feedback.

About the company

Nu is one of the largest digital financial platforms in the world, with more than 127 million customers across Brazil, Mexico, and Colombia. It is listed on the New York Stock Exchange (NYSE: NU).