Non-Financial Risk Officer

The role

The Non-Financial Risk Officer supports the Non-Financial Risk Manager in executing the Bank's Non-Financial Risk Management Framework. The role provides analytical support for identifying, assessing, monitoring, and reporting operational, compliance, IT, reputational, and other non-financial risks.

What you will do

• Assist in conducting risk and control self-assessments (RCSA) for products, processes, and systems.
• Maintain and update the Bank's risk register.
• Support the review of new product and process approvals.
• Assist in conducting risk assessments for outsourcing arrangements.
• Track and monitor key risk indicators (KRIs), operational loss events, control exceptions, and near-misses.
• Prepare periodic risk reports and dashboards for the Non-Financial Risk Manager and Risk Oversight Committee.
• Monitor action plans from audit findings, regulatory examinations, and self-identified risk issues.
• Support the production of trend analysis and thematic risk reporting.
• Serve as a risk resource for 1LOD business units.
• Maintain risk management documentation including policies, procedures, and frameworks.

Required qualifications

• Bachelor's degree in Business Administration, Finance, Accounting, Economics, Law, Information Technology, or a related field.
• Minimum 3 years of experience in risk management, internal audit, compliance, or a related function within a bank or financial institution.
• Working knowledge of the BSP Manual of Regulations for Banks (MORB) and relevant BSP circulars on operational risk, IT risk, and outsourcing.
• Familiarity with the Data Privacy Act of 2012 (RA 10173) and NPC issuances.
• Understanding of operational risk frameworks (e.g., RCSA, KRI, loss event management) and internal control concepts.
• Basic understanding of the Three Lines of Defense model.
• Strong analytical and critical thinking skills.
• Proficient in MS Office (Excel, Word, PowerPoint).
• Strong written and verbal communication skills.
• Detail-oriented with strong documentation habits.
• Collaborative and able to build working relationships with diverse business unit stakeholders.

Nice to have

• Exposure to BSP regulatory requirements and the Philippine banking regulatory environment is a plus.
• Experience supporting risk reporting for senior management or board-level committees is an advantage.

About the company

Salmon Bank is a financial institution where the Non-Financial Risk Officer operates as part of the Second Line of Defense.