Credit Analyst Manager

The role

You will lead the credit analyst team for corporate card and lending products. You will own credit policy, refine underwriting processes, and analyze financials to assess creditworthiness.

What you will do

• Lead the credit analyst team for new and existing applicants
• Refine and maintain credit policies, approval thresholds, and risk segmentation logic
• Analyze financials, bank data, and alternative data sources to assess creditworthiness
• Work with Risk, Data, and Product teams to improve automation and develop scoring models
• Support Sales and Success teams with responsive, well-informed credit decisions
• Monitor portfolio performance and adjust underwriting strategies
• Help build a scalable, high-performing underwriting team

Required qualifications

• 10+ years of experience in underwriting, credit risk, or lending
• Background in fintech, payments or embedded credit products
• Strong analytical mindset with experience evaluating financial statements and cash flow
• Familiarity with underwriting automation tools and workflows
• Excellent communication skills

Nice to have

• Experience in high-growth startups or fintech environments
• Experience with transaction-level data underwriting (e.g. Plaid, Open Banking)
• Exposure to capital markets or structured finance
• Experience with tools like Plaid, Alloy, and Ocrolus

Benefits

• Competitive comp
• Meaningful equity

About the company

Parker is a Series B fintech that provides virtual corporate cards and profitability-focused software tooling to eCommerce merchants. The company has raised over $180M in equity and debt from investors including Valar Ventures and Y Combinator.