Prudential Reporting & Banking Accountant H/F

The role

You will build the accounting model, controls, and reporting for Pennylane Financial Services. You will ensure the reliability of financial information and monitor client funds and prudential ratios.

What you will do

• Design and test payment and financing accounting schemes in the Core Banking System
• Document the accounting impact of each product before launch
• Reconcile the ledger, general ledger, bank accounts and reports
• Set up RUBA and COREP reporting
• Reconcile payment accounts against the settlement account daily
• Check own funds requirements, applicable ratios and available buffers daily
• Forecast the amount and timing of capital needs
• Resolve and document exceptions
• Account for doubtful receivables, provisions, write-offs and reversals
• Prepare closing entries and reconcile intercompany balances

Required qualifications

• At least 6–7 years of experience, ideally in financial services audit followed by accounting in a payment institution, financing company or bank
• Strong PCEC, doubtful receivables and provisioning knowledge
• Able to both build the accounting model and run daily reconciliations, exceptions and closings
• Comfortable working with incomplete information and owning accounting decisions
• Able to query large datasets independently
• Works well with Engineering, Product, Data, Operations and the Regulatory Lead
• Professional French and English

Nice to have

• DEC or equivalent
• SQL
• Core banking or accounting interpreter experience
• Experience building accounting and controls for a new entity or licensing programme
• ACPR reporting experience (RUBA, COREP)

Benefits

• 25 vacations days paid
• Competitive compensation package
• Company shares
• Budget for home workspace
• Monthly allowance for coworking space
• Access to 8000 fitness spaces in Europe via Gymlib
• Latest Apple equipment
• Company events and annual company seminar
• 6 to 12 RTT (if based in France)
• 5 weeks PTOs (if based in France)
• Lunch credits (Swile) (if based in France)
• Alan Blue healthcare cover (if based in France)

About the company

Pennylane is a fast growing Fintech in France providing accounting and financial software for small businesses and accountants. It has raised a total of 400 million euros and serves over 1,300,000 SMEs and 6000 accounting firms.