Credit Risk Manager – US Corporate and SME Clients (m/f/d)

London, United Kingdom (Hybrid), Remote. Posted 3 months ago

The role

You will perform credit risk assessment for US and SME and corporate clients. You will also work on improving standards, documentation, and the tech stack.

What you will do

Assess customer business models and financial profiles through due diligence.
Analyze business and financial information including credit agency reports and financial statements.
Write up key risks and mitigants and conclude underwriting.
Decide on limit requests within delegated authority.
Help build and maintain a performing loan book.
Design smart solutions and scalable straight-through processes using AI capabilities.
Ensure smooth and fact-based information flow between colleagues.

Required qualifications

Minimum 4 years of operational experience in credit risk assessment for US corporate or SME customers from a bank or fintech.
Strong knowledge of accounting principles and industry-specific financial analysis.
Analytical thinking, detail orientation and ability to quickly understand new problems and systems and work out solutions.
Experience with tools used for loan processing, credit decisioning, and BI, open banking or accounting.
Project management skills and demonstrated ability to design and steer complex projects end to end.
Determination and desire to work in a team to achieve high-quality results even under stress.
Fluent English with very good writing skills.

Nice to have

CFA or similar qualifications
Other European languages

Benefits

Attractive remuneration
Flat hierarchy and transparent communication
Opportunity to develop your talent
Flexibility and possibility to work remotely
Monthly mobility benefit
Wellhub Membership
Company card with a monthly allowance for lunches, coffee, etc. with co-workers

About the company

Pliant is a modular B2B payments platform combining commercial card issuing, payment accounts, FX and spend management for businesses and AI agents. Founded in 2020 and headquartered in Berlin, Pliant serves businesses and partners across Europe and North America.