Credit Risk Manager - LMM (m/f/d)

Berlin, Germany (Hybrid), Remote. Posted 16 days ago

The role

You will perform credit risk assessment for EEA and UK SME and corporate clients. You will own a book of large credit exposures and work to improve standards, documentation, and the tech stack.

What you will do

Assess customer business models and financial profiles through due diligence.
Analyze business and financial information including credit agency reports and financial statements.
Write up key risks and mitigants to conclude underwriting.
Decide on limit requests within delegated authority.
Monitor risk profiles of high-limit customers and present to the credit risk committee.
Design smart solutions and scalable straight-through processes using AI capabilities.
Facilitate smooth and fact-based information flow between colleagues.

Required qualifications

Minimum 3-6 years of operational experience in credit risk assessment for EEA or UK corporate or SME customers from a bank or fintech.
Strong knowledge of accounting principles and industry-specific financial analysis.
Analytical thinking.
Detail orientation.
Ability to quickly understand new problems and systems and work out solutions.
Experience with tools used for loan processing, credit decisioning, and BI.
Project management skills.
Demonstrated ability to design and steer complex projects end to end.
Determination and desire to work in a team to achieve high-quality results even under stress.
Fluent English with very good writing skills.

Nice to have

Previous exposure to open banking data
Other European languages

Benefits

Opportunity to work in a growing team with big responsibilities
Attractive remuneration
Flat hierarchy and transparent communication
Opportunity to develop talent in a dynamic team
Flexibility and possibility to work remotely
Pliant Card with monthly credit to explore the product and enjoy food with colleagues

About the company

Pliant is a modular B2B payments platform combining commercial card issuing, payment accounts, FX and spend management for businesses and AI agents. Founded in 2020 and headquartered in Berlin, Pliant serves businesses and partners across Europe and North America.